Senior Financial Consultant · Prudential Singapore
Clarity. Stability. Growth.
Hi, I'm Fatin Syarafana. I help individuals, families and business owners in Singapore plan their insurance, savings and investments, and employee benefits, with advice you can actually understand.
What I help with
Four ways people usually start
Everything starts with where you are today, not a product. Pick what's closest to what's on your mind, or just book a call and we'll figure it out together.
Insurance & protection
Hospitalisation, critical illness, life and personal accident cover, sized to your life and your budget, not oversold.
- Integrated Shield Plans
- Critical illness cover
- Term & whole life insurance
- Personal accident & maternity cover
Savings & investments
Plans that put your money to work towards a real goal: a home, your kids' education, or a retirement that starts on your terms.
- Investment-linked plans (ILPs)
- Endowment & savings plans
- Retirement & annuity plans
- Education savings plans
Corporate insurance
Employee benefits and business protection that help you hire well, keep your team, and protect the business itself.
- Group hospital & surgical
- Outpatient GP & specialist
- Group dental
- Key person insurance
CPF planning
Making sense of your CPF: how it fits into your retirement picture, and where it could be doing more for you.
- CPF Investment Scheme (CPFIS)
- Retirement Sum top-ups
- Medisave-approved Shield Plans
About
Hi, I'm Fatin
I believe good financial planning starts with understanding, not products. Before we talk plans, I want to know what you're working towards: the family you're providing for, the business you're building, or the age you'd like to stop working.
My job is to make your options clear enough that the decision feels easy. No jargon, no pressure, and no recommendation I can't explain to you in plain English.
The process
What working together looks like
Book a time
Fill in a short form and I'll get back to you within one working day. We can meet over coffee anywhere in Singapore, or on a video call if that's easier.
We talk
Your goals, your budget, and any policies you already hold. Bring them along. I'll lay out your options and explain each one in plain terms. No cost, no obligation.
You decide
Take your time. If a plan fits, I settle the paperwork with you and stay your point of contact for reviews, claims and everything after.
Client reviews
What clients say
★★★★★At first, I had no idea about investment and I realised that I needed someone proficient to guide me about it. I knew Syarafana was the perfect person for it. It was a pleasant and knowledgeable meeting, combined with familiarity and comfort.
★★★★★Met her through a friend last year. She was very patient throughout the whole appointment and her explanations were all very detailed. She kept checking if I understood the plans and did her best to fit my budget.
★★★★★Experience with Fatin was honestly a good one. Every single detail was shared clearly and with transparency. Would definitely refer her to those who want to know more about insurance and investments.
Common questions
Before you ask
Does a consultation cost anything?
No. The first meeting is free and there is no obligation to buy anything. You'll leave with a clearer picture of where you stand either way.
Are you tied to one insurer?
Yes. I represent Prudential Assurance Company Singapore, so my recommendations come from Prudential's range of products. I'm upfront about that, and you can verify my representative status on Prudential's website.
I already have policies. Is it still worth meeting?
Very much. A policy review often finds overlaps you're paying for twice, or gaps you didn't know about. If what you have already works, I'll tell you to keep it.
Where and how do we meet?
Wherever suits you. A video call, or coffee anywhere in Singapore. Evenings and weekends are fine too.
Thinking about a career in financial advisory?
I'm growing my team at Prudential. If you're curious what the work is really like, I'm happy to share honestly: the good parts and the hard parts.
Get in touch
Ready when you are
One short form, a reply within a working day, and a conversation with no pressure attached.
Book a free consultation →